Our guest, Christoph Obererlacher has been managing director of the financial services company Swiss Life Select Austria for over 10 years. An industry that has been in a state of upheaval for several years now. Digitalization has gained a new level of importance, not least driven by the Corona pandemic. But what has become even more decisive in recent years is what answers the financial sector offers customers in terms of sustainability. Driven by Generation Z, sustainability has changed the way we think. Now it is time to change our actions as well. As Swiss Life Select Austria, we are already one of the pioneers in our industry in this country. Nevertheless, I believe that we still have room for improvement here as well.